Archive for: ‘March 2017’

Ontario Licensed Real Estate Agents and Maternity Leave

March 14, 2017 Posted by kyu7

Most Ontario land operators work exclusively on a commissions premise. These operators are for the most part on a self employed entity status making them independently employed. The “utilized” tenets and directions in the territory of Ontario will generally, not have any significant bearing to independently employed land business people who settle on taking a maternity clear out.

At the point when a land operator, Realtor, deals agent, or Broker, thinks of her as maternity leave circumstance, she will consider her loss of salary, existing and proceeding with month to month costs, and conceivably the alternative of not coming back to realty deals for a more extended timeframe.

Here is a run of the mill situation for an Ontario Realtor who is on maternity take off:

In all likelihood she was an enlisted land specialist in Ontario with an establishment Brokerage. That Brokerage is an individual from the Toronto land board or relying upon their area in Ontario, their own particular nearby board. As a board part the Brokerage pays its duty including affiliations like O.R.E.A and C.R.E.A.. In this way, all specialists in that Brokerage will likewise be in charge of those levy whether dynamic in deals or not. The operator on Maternity leave, then, will likewise be paying these contribution inasmuch as she stays enlisted with this Brokerage.

Not all establishment Brokerages are equivalent, but rather the vast majority of them will have certain normal costs or expenses that their enlisted deals specialists must pay as a major aspect of their assention. These charges could be work area expenses, promoting expenses, establishment and exchange charges, settled month to month office expenses or organization costs and so forth., and so on. Despite the fact that the land loads up charge and levy are obligatory whether you are on maternity leave or just not dynamic in deals, a few Brokerages may permit non installment or forgo a portion of the recorded costs while the specialist is on maternity take off.

An operator on maternity leave may have some authentic worries about paying for similar costs she did while in the business field. Another worry might be the loss of pay because of her leave. Still another idea might be the inevitable feeling, while at the same time dealing with her child and family, that coming back to land deals won’t be something she needs to do sooner yet rather, significantly later on.

There is a great deal of adaptability in Ontario with land specialists prepared to take maternity clear out. In the event that costs will be an issue, the authorized operator can pick to leave from her present Brokerage and enroll with a non load up part realty Brokerage. She can stop her permit with a Brokerage that won’t have any of the previously mentioned charges and contribution appropriate. This by itself will spare the specialist a great deal of cash particularly if her maternity leave is reached out for a questionable timeframe.

Wage while on maternity leave is conceivable whether the realty operator stays enrolled with a load up part Brokerage or non part Brokerage. She can allude business to a kindred land specialist or Brokerage and consent to acknowledge a referral charge. For whatever length of time that her land permit is enlisted with a Brokerage on favorable terms with R.E.C.O., she can keep on earning referral commissions paid to her through her Brokerage.

Five Things To Look For In An Online Christian Curriculum

March 11, 2017 Posted by kyu7

Thinking about using an online Christian curriculum program to home educate your child? For many parents, this educational option provides a unique opportunity for their child to receive an affordable, quality Christian education. However, whether parents are supplementing a few courses along with other homeschool curriculum or enrolling their child in an entire distance learning program, there are some questions to answer before choosing an online Christian curriculum program. To determine which is best for your child, consider these five important questions:

Is the online curriculum truly Bible-based?
Many distance learning programs offer online curriculum that does not present Christianity favorably or even relate their subject matter to God. Since having a child taught through the lens of a Christian worldview is an important consideration, Christian parents would be wise to research online homeschool curriculum reviews before purchasing curriculum. Opinions and advice from other homeschooling families will provide helpful information in choosing the right online distance learning program for your family.

What curriculum formats are offered in the online program?
There are several curriculum options offered in online homeschool programs, such as:
• Web-based – Where all materials are available online and completed over the Internet.
• Computer-based – Where curriculum includes ebooks, satellite broadcasts, or CD-ROM materials sent to your home.
• Traditional – Where some materials are online, but most of the classes use conventional, print-based workbooks.

Is the online curriculum student led or teacher directed?
• Student-led curriculum allows a child to work independently at his own pace. The child usually interacts only with the material and receives computerized feedback that corrects and grades his work.
• Teacher-directed curriculum provides a child with access to a teacher and the material. Personal, one-on-one interaction is available with tutors. In addition, some online school programs provide forums or discussion boards to interact with other students. The child normally works independently and has flexible deadlines for completing assigned lessons.

What lesson assignments and evaluations are offered?
When determining what online Christian curriculum to use, parents should think about what types of assignments they want their child to do for each subject. Does the curriculum offer fun-filled projects, multimedia tutorials, and other online learning tools? Plus, what criteria is used to determine if a child has learned the subject matter correctly. Will tests and quizzes be mostly multiple choice and true or false questions, or does the online curriculum also offer short answer and essay writing tests?

Is the online Christian curriculum program accredited?
Although accreditation usually doesn’t play a major role in elementary level grades, some families do want their older children to receive a degree from an accredited institution. While the curriculum itself is not accredited, an accredited distance learning institution is able to provide an official high school diploma that does offer more recognition of a child’s academic achievement to colleges. However, many of today’s universities are much more favorable to home education and accept a child for entrance based on a homeschool transcript and ACT or SAT test scores.

Finding an online Christian curriculum program doesn’t have to be difficult. Simply use these five questions to help narrow down your options, and you’ll be sure to find the online distance learning program that fits your family’s home education needs perfectly.